Affordable Financing OptionsHouston, TX
Does not cover cosmetic or Ortho services
Insurance
We Accept ALL PPO Insurance.
- In-Network
- Out-of-Network (patient must have out of network benefits)
No Insurance? No worries! We understand that you do not always have the cash at hand, which is why we offer flexible payment plans with no interest and extended term options available.
We also accept these major credit cards: Visa, MasterCard, and Discover.
Call our office about the choices for payment and financing plans, all designed to fit within your budget.
Lending Tree
What is it? LendingTree helps patient finance their medical treatments by connecting them with with reliable loaners, facilitating transactions, and servicing loans.
How do I apply? Click Here
Is there a down payment? There’s no down payment, just fixed, predictable monthly payments. In fact, no payment is due for three to seven weeks.
How long does it take to receive a response to my application? Most applications receive a decision in seconds but, at a minimum, you’ll hear from us before the end of the next business day.
Care Credit
What is it? CareCredit is a medical care credit card that allows patients to make immediate purchases on medical and cosmetic procedures and finance their treatment through low-interest payments.
How do I apply? Click Here
Is there a down payment? There’s no down payment, just fixed, predictable monthly payments.
How long does it take to receive a response to my application? Most applications receive a decision in seconds but, at a minimum, you’ll hear from us before the end of the next business day.
Alphaeon
With an ALPHAEON CREDIT card, you’ll find a wide array of monthly payment options to help you be your best you.
With special financing options and the ability to reuse your card again and again, you may find using an ALPHAEON CREDIT card is a better way to pay as well.
Apply today to start looking, feeling, and being your best.
Clusivi
A Clusivi Payment Plan allows you to afford a high-ticket cosmetic surgery, a dental procedure, or spa treatment by setting up payment terms that are determined by you. Unlike most financing and credit options, a Clusivi Payment Plan enables you to determine the payment schedule that works best for you. You can select among monthly, twice monthly or weekly payment schedules.
And unlike every credit and financing option, there is never any interest charged on any Clusivi Payment Plan. This is because you aren’t borrowing money: you are self-funding your procedure over time, for up to 24 months.
There is no credit application required and no credit check performed in order to open a Clusivi payment plan. Click here to learn more to see if Clusivi is right for you.
No Credit Check Dental Financing in Houston
Plenty of patients put off dental work because they expect every financing application to start with a hard credit pull. If your credit score is the reason you have been waiting, you have two ways to pay for treatment at Hermann Park Smiles without a credit check.
The first is a Clusivi payment plan. There is no credit application and no credit check. You are not borrowing money at all. You self-fund your procedure on a weekly, twice-monthly, or monthly schedule for up to 24 months, and no interest is ever charged.
The second is our in-office option: flexible payment plans with no interest and extended terms, arranged directly with our front desk.
If you are comfortable with a credit application, you have three more routes. CareCredit and LendingTree offer fixed monthly payments with no down payment, and most applications get a decision in seconds. ALPHAEON CREDIT adds a range of monthly payment options you can reuse for future visits.
Financing covers major treatment too, including dental implants. Call (713) 522-1717 and ask about a payment plan with no credit check. Our team will walk you through every option before you fill out anything.
Dental Financing FAQs
Can I get dental financing with no credit check?
Yes. A Clusivi payment plan requires no credit application and no credit check. You self-fund your treatment on a schedule you choose, for up to 24 months, with no interest. Our office also arranges flexible payment plans with no interest and extended terms.
Are there soft credit check or no credit check options for patients?
Clusivi skips the credit check entirely because you are not borrowing money. CareCredit, LendingTree, and ALPHAEON CREDIT do involve a credit application, and most applicants hear back in seconds rather than days.
Can I get dental financing with bad credit in Houston?
A low credit score does not rule out treatment. Clusivi has no credit requirement at all, and LendingTree connects you with multiple lenders instead of leaving the decision to a single bank. Call our office and we will help you find the option that fits.
Do dental payment plans require a down payment?
Not with LendingTree or CareCredit. Both start with fixed monthly payments and no down payment, and with LendingTree no payment is due for three to seven weeks after approval.
Can I finance dental implants or other major treatment?
Yes. Patients use these financing options for restorative work of every size, including dental implants. Spreading the cost across monthly payments makes larger treatment plans easier to start without waiting.